Running a business is like navigating a ship through uncharted waters. During tough economic times, the waters become even more treacherous. Business owners must steer their enterprises with precision to survive and thrive. One invaluable resource in this journey is working capital — the lifeblood of any business. …

Last week on Thursday August 24th, I was walking to my car around noon and all of a sudden my legs started tingling, my heart felt like it was racing, and I started seeing colors for a few seconds. …

Running a business can be accompanied by financial challenges, and when economic conditions take a downturn, accessing funding becomes even more crucial. During tough economic times, traditional funding sources tighten up their underwriting criteria, and business owners must explore alternative strategies to secure the capital necessary for survival and growth…

Research and Development (R&D) tax credits are a form of tax incentive offered by many countries to encourage businesses to invest in research and development activities. The goal is to stimulate innovation and technological advancement, which can lead to economic growth. R&D tax credits provide businesses with tax relief or…

A business line of credit is a type of financial arrangement that allows a company to borrow money up to a certain limit, as needed. …

1) The press release from Amazon about the new Merchant Cash Advance program they will be offering in partnership with Parafin mentions a fixed capital fee but it doesn’t use the phrasing of ‘buying future receivables at a discount’, which is the common legal definition from previous court cases. …

As a Small Business owner, the need for capital as you continue to grow will be one that is a consistent theme. Having an understanding of Fixed Capital and Working Capital will allow you to operate with more efficiency over the long haul. So… what’s the difference between the two? Fixed Capital …

As I sit here as my 31 year old self reflecting and putting more pieces together on this journey, another moment of clarity has risen. It’s a fascinating concept as humans to wish we got everything we wanted all at once. It NEVER seems to play out that way thought…

Are you a business owner with W2 employees?