When starting and growing a small business, putting the money aspect together is often the most intimidating. On one end of the spectrum, you think about money you need in order to cover expenses. …

Having access to capital is the key to the growth, stability, and success of any business. Without access to capital, you will find it challenging to meet growth demands and expand your business. You may miss out on key opportunities, as well. Opportunities to hire more people. Opportunities to purchase…

Regardless of what industry you are in, equipment makes up a significant part of your balance sheet. When the time comes to replace failing equipment, upgrade outdated machines, or acquire new equipment to meet growing demand, these purchases represent a significant investment. With an ongoing global pandemic and continued economic…

At some point along your journey as a business owner, you are most likely going to rely on borrowing capital whether from a bank or alternative lending source. For most business owners with bad credit or under 2 years time in business, their options for capital are slim. …

The difference between secured and unsecured business loans can be summed up in a single word: collateral. Lenders want to be sure to get their money back therefore their highest priority is to make sure they mitigate their risk as much as possible. For a secured business loan, a borrower…

It’s no secret that every Small Business has its ups and downs, especially in an uncertain global economy. If a slow quarter crushed your credit score, it could affect your ability to get a business loan when you need additional capital to keep operations progressing. Lenders use credit reports as…

One of the biggest challenges for new business owners and those with rough credit is qualifying for financing on the Heavy Equipment they need in order to hit the ground running or to expand their current operation and take on larger projects. The unfortunate reality is that banks don’t want…